:root{
  --azul:#0D47A1;
  --cinza:#5f6b7a;
  --bg:#F6F7FB;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,'Helvetica Neue',Arial,'Noto Sans',sans-serif;color:#1f2937;background:var(--bg)}
a{color:var(--azul);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 16px}
.nav{position:sticky;top:0;z-index:20;background:var(--azul);color:#fff}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.2px}
.brand svg{width:26px;height:26px}
.nav a{color:#fff;margin-left:16px;opacity:.9}
.nav a:hover{opacity:1}
.hero{background:linear-gradient(180deg,var(--azul),#0c3a84);color:#fff;padding:64px 0 40px}
.hero h1{font-size:40px;margin:0 0 8px}
.hero p{opacity:.95;font-size:18px;margin:0 0 20px;max-width:700px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:12px 18px;border-radius:12px;font-weight:700;border:2px solid rgba(255,255,255,.25)}
.btn-primary{background:#fff;color:#0b2f69;border-color:#fff}
.btn-outline{background:transparent;color:#fff}
.section{padding:40px 0}
.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.card{background:#fff;border-radius:16px;padding:18px;box-shadow:0 6px 24px rgba(0,0,0,.06)}
.card h3{margin-top:0}
.footer{padding:28px 0;color:#e5e7eb;background:#0b2f69}
.footer a{color:#fff}
.badge{display:inline-block;background:#e8eefc;color:#0b2f69;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:700}
.cta{background:#eaf1ff;border:1px dashed #b9cdfc;padding:16px;border-radius:12px}
/* Cookie banner */
.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;background:#0b2f69;color:#fff;padding:16px;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.2);display:none}
.cookie-actions{display:flex;gap:10px;margin-top:10px;flex-wrap:wrap}
.cookie-btn{background:#fff;color:#0b2f69;border:none;border-radius:10px;padding:10px 14px;font-weight:800;cursor:pointer}
.cookie-btn.secondary{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.5)}
/* Responsive */
@media (max-width:900px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.grid{grid-template-columns:1fr}.hero h1{font-size:32px}}